Pastor Harry Emerson Fosdick once said, “Don’t simply retire from something; have something to retire to.”It’s sound advice—all too often, we can lose our sense of purpose when we leave jobs behind and families grow up. We spend so much time looking forward to retirement we forget what exactly what we want to fill that time newly found free time with. Fortunately, a city seeing a comeback, like Nashville, is the perfect place to stage your own renaissance. Let the city be your guide for how you can make retirement everything you dreamed it can be, and more.
These Boots Are Made for Walking
Nashville is a wonderful place to stay active. Try a tour like Walk Eat Nashville and not only get some exercise, but try some exciting new foods. Or you can explore Riverfront Park and the surrounding area around the Parthenon. The Nashville government also offers Senior Dance Clubs through community centers and some even perform throughout the city! You can take the grandkids to see the famous dragon sculpture at Fannie Mae Dees Park, or to the shops around Jenni’s Ice Cream in East Nashville. Studies show that as little as 15 minutes of exercise a day can improve cognitive and cardiovascular health, improve balance, and reduce the risk of chronic diseases. By turning exercise into social time, you can greatly multiply the benefits.
Try Something New
Take advantage of being off the 9-5 and schoolyard schedule and do something fun in the middle of the day— after all, your time belongs to you and no one else! Take a break from your routine and do something unexpected. Walking up and down Broadway is a great way to hear some music you might not have heard before, too. The honky-tonks often have live music playing day and night. There’s also so many great up and coming bands that cover popular favorites, such as The WannaBeatles, the Sinatra Tribute Show staring Matt Snow, or ForeverPatsyCline. You could try an unexpected flavor at one of Nashville’s many amazing restaurants, like Wild Cow in East Nashville or brunch at the Frothy Monkey. Studies show that a wide variety of cultural experiences make for lower stress levels and greater feelings of happiness. Who knows, you just might find something you’ve been missing out on this whole time!
Never Stop Learning
If you could study anything just for your own enjoyment, what would it be? You spent years cultivating many useful skills, but it’s never too late to learn knew ones. Perhaps there was a subject you wanted to study in school, but didn’t see a vocational benefit. Or a craft you always felt drawn to, but couldn’t squeeze in the time with a busy life of pay checks, report cards, or soccer games. Now is your time! You can take courses in anything from art, foreign language, literature, or psychology at Nashville’s many higher education institutions. Finish that degree you started or simply sit in and audit a class on a new subject that interests you! It’s easy to take learning into your own hands with video tutorials online, audio books, e-books, or print text on everything from leather working to landscape design to history. You’d be surprised how much learning something new can lead you to new connections, inspirations, and motivations.
Look to Tradition
Nashville might be a modern city, but it’s one with deep Southern roots. You're no different. Even in a new era of your life, you are still deeply connected to your history. Memory is a powerful thing, and you can travel in and out of time, simply by reminiscing about your experiences and sharing those narratives with friends, neighbors, and family. Get in touch with your roots, whether it’s revisiting a favorite food from your childhood, an old fishing spot, or books you loved in school. If you're looking to retire to something, your past can hold major clues as to what that something might be. Look at what was meaningful to you in the past and you might just find what you want to dedicate your time and energy towards in the present and future, much as Nashville has built an exciting new era on the foundation of its heritage. Loved ones might enjoy hearing about your experiences and perspectives, and that might in turn, guide them towards their own passions and values in life.
Above all, Nashville is a city that believes in community. It’s as close knit, as it is country. That sense of community is often just what seniors need to feel the same sense of connectedness they did when they were plugged in to workplaces, schools, neighborhoods, and more. Isolation and boredom can leave you feeling adrift and depressed. Meeting you goals and cultivating a new sense of purpose can be jumpstarted just by spending time with others and defining a new era of life at our senior living community. If you’d like to learn more about how Maybelle Carter Senior Living can be a part of your journey, call today at (844) 602-2602.
Written by: Meghan O'Dea
Did you know that there are many different levels of Senior Care? In the event that you are thinking about senior care but do not know which option will be the best fit, there are multiple senior care choices accessible to you that differ greatly according to the level of self-reliance and senior satisfaction. At Maybelle Carter seniors are offered full continuum care, alongside similar aged peers. Listed below are the list of pros and cons for each.
Independent Living: this retirement way of life is perfect for individuals who are still dynamic and free, but also like to have someone cook and clean for them.
In-Home Care: this senior care, also known as “aging in place” is dependent upon the state of the senior, which includes standard checkups to ensure the health of the senior.
Assisted Living: this senior living alternative is perfect for seniors who find they require more hands-on assistance with daily tasks like showering, dressing and, administering pharmaceuticals.
Memory Care: this specified senior care program offers care to residents experiencing the onset of dementia or Alzheimer's.
For further counsel on selecting the appropriate senior care, consult with a specialist or primary care physician. Also, if you have questions regarding senior care arrangements, get in touch with us today to schedule a no obligation evaluation! We cheerfully welcome you, your friends, and family to join our Maybelle community today.
Written by: Katie Hanley
Saving money for retirement is an idea that has been drilled into the majority of Americans’ minds since the landscape of the workforce began to change in the 1980’s and 1990’s. Prior to this, many people worked for the same company for the majority of their career, which could be 30 years or more, and then received a retirement pension.
The “security” that came along with a specified pension began to fade when portable 401(k) plans started being offered by companies. These 401(k) plans do offer more flexibility for workers, as they can take their savings with them if they change jobs. However, not everyone takes advantage of these plans, and even when they do, it can be too late to save enough money in order to retire at the desired age, much less comfortably.
In the US, women have an average life expectancy of 81.2 years, and men average 76.4 years. As people live longer lives due to advancements in modern medicine, time can become a liability.
So, how are we expected to juggle the financial responsibilities such as home mortgages, bills, children & their education, etc. and save money at the same time? And how can those negatively affected by the housing crisis of 2008 and 2009 offset their losses?
Here are some tips from experts on how to stretch savings during retirement years, in order to afford to live in an Assisted Living community like Maybelle Carter, when and if the times comes:
• Cut Back Spending – While this concept seems simple enough, many find it difficult to adhere to when extra money is available. Discipline is required, along with willpower, to save money for retirement as opposed to spending it on unnecessary luxuries. By making small changes (e.g. eating meals at home instead of dining out), the benefit will outweigh the cost later in life.
• Focus on Debt Elimination – It is nearly impossible to focus on saving money when there is debt involved, and older Americans normally owe more in credit card debt than younger Americans. In order to have retirement savings, it is imperative to stay ahead of this type of debt, especially when interest rates add to the original balance. Be sure to focus on paying off the credit card with the highest interest rate first, or consider whether or not debt consolidation is the route to take.
• Live a Healthy & Active Life – Lifestyle choices can be a major factor that directly ties to medical expenses. The Center for Disease Control and Prevention recommends exercise, a healthy diet, and regular checkups to have blood pressure and cholesterol checked, in order to reduce these expenses and avoid health issues that may arise from alternate lifestyle choices.
• Obtain Insurance – Unexpected medical costs can be associated with growing debt. Many times, health insurance, Medicare, or Medicaid only cover medical expenses for a set period of time, so Long-Term Care Insurance may be needed. This is particularly important to consider, as an average of 70% of people past the age of 65 will need some form of long-term care during their lifetime.
• Work during Retirement – The number of individuals who work after “retirement” has grown, even in a challenging job market for this demographic. According to the Employee Benefit Research Institute, the typical head of a family household, who is fortunate enough to have a savings account, is between the ages of 55 and 64 and has an average of $104,000 saved.
In addition to these tips, experts also suggest: young adults should start 401(k) contributions as soon as possible in order to compound the interest; don’t rely on Social Security/Medicaid because the number of people working to support retirees will decline by 2050, according to US News & World Report; consult a financial advisor when planning retirement; save more than anticipated for retirement needs in case of job loss or unexpected medical issues; stay open minded and flexible when the time comes to address personal care finances – selling homes, obtaining reverse mortgages, and living with a companion are a few options for seniors to consider.
It is easy to pretend that the day will never come when retirement savings will be so important and necessary, but procrastination will not solve the problem. Spending less and saving more is the bottom line.
Nashville is a popular place to retire for many reasons, but particularly for the multitude of entertainment options – many of which are free, low cost, or offer senior discounts. Maybelle Carter complements this already amazing city through its dedication to provide residents with an array of activities, many of which are free as well.
To learn more about Maybelle Carter, call us at (844) 602-2602.
Written by Kristen Camden
Nashville seniors see our share of snow and ice each winter. As we approach the holidays, it’s a good time to come up with a game-plan for keeping safe and arriving to springtime incident-free.
Maybelle Carter residents and their families are fortunate in that they enjoy the peace of mind that comes from having a safe, secure residence where their physical and emotional well-being are the entire focus. There are definite advantages to living in a space with staffing and supplies to handle even major winter events.
For those seniors who choose to age in place in a private home, family caregivers need to carefully assess potential troubles as far as ventilation, backup in case of electrical outages and having enough food, water and medicine to last for several days. It’s possible for the homebound senior with mobility issues to be stranded in place for days without family able to access them. In such cases, it pays to have a reliable neighbor who is willing to check in on your senior loved one to make sure they are warm enough and not suffering.
Hypothermia is always a risk associated with the colder months. Part of the reason seniors and the very young are more susceptible to bitterly cold temperatures is a lack of activity (due to mobility issues) combined with health conditions such as diabetes that make it more challenging for the body to keep heat. Key to making winter more pleasant is maintaining heat in the home without allowing it to escape, as well as making sure the homebound senior knows about approaching severe weather and has a fully charged phone to maintain communication with his or her caregiver.
At Maybelle Carter, we offer transportation services to residents so they do not have to get out in the weather alone – a move that can be extremely risky in frigid temperatures. Outings and regular activities are part of what it means to be in our community – a togetherness that positively affects the mental focus and well-being of our residents. It’s tough to get too overwhelmed by wintertime blues when entertainers, staffers and friends keep you occupied.
Assisted Living offers the best of both worlds: we respect a senior’s privacy while being available to help with the tasks of daily life. It’s a compromise that allows the parent to maintain their dignity while giving grown children reassurance that mom and/or dad are safe and well cared for. A side-effect that families might not consider is the time and effort they save no longer having to winterize the senior's home, shovel snow out of the driveway, deal with frozen pipes, etc.
Winter can be an especially dangerous time for people of all ages, as the Centers for Disease Control and Prevention points out that most natural deaths occur around the holidays and winter months. A move to Assisted Living (even if it is just during the winter months) can be a precaution that seniors grow to love.
For more information on relocating to our community, please contact our marketing coordinators at (615) 868-2290.